JOB OPENING

FULL-TIME

NON-QM Underwriter

REMOTE

If job stability and a great company culture is on the top of your list, then this is a job opportunity you want to explore. In an industry that is driven by market conditions, this employer boasts high employee retention during the past 15 years. That is GOLD!

What you can expect

  • Analyze the underwriting of Jumbo and Non-Agency mortgage loans in a timely manner for completeness and compliance guidelines.

  • Perform manual underwriting to ensure loan meets credit and property guidelines of secondary market investors.

  • Evaluate and provide recommendations for underwriting waivers and eligibility exceptions.

  • Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance.

  • Provide feedback and input on increasing efficiency and service levels while maintaining risk management parameters.

  • Assist the Loan Production teams in structuring the loans.

What you will possess to ensure your success – The Needs List

  • 8+ years of mortgage industry experience
  • 4 + years of combined experience with Jumbo and Non-Agency underwriting with ability to perform complex income analysis
  • Recent experience (within the past 18 months) of underwriting non-QM mortgage loans to include bank statement only, asset depletion, DSCR and no income investment property
  • Experience in underwriting for secondary market investors of non-QM loan products
  • Strong manual underwriting knowledge
  • Well-versed with the cycle of loan origination and documentation
  • Technologically savvy, with proven ability to work with various systems
  • Proficiency with automated underwriting platforms and electronic document management systems
  • High attention to detail and effective problem-solving skills
  • A keen sense and passion for internal and external customer service
  • Excellent oral and written communication skills
  • Proven ability to handle time sensitive tasks and meeting deadlines

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ON-QM Underwriter